Many of us rely on credit to obtain our goals.
If you are trying to find a place to live (be it purchase or a rental), you must pass a credit check.
If you are trying to buy a car, you must pass a credit check.
For those of us more fortunate to have the cash on hand and can bypass the need for credit, this may not apply to you. The rest of us really must take the time to monitor our credit much closer. There is an ID Guard program you can subscribe to in order to assist you with your credit goals. I can tell you through personal experience Identity Theft can ruin your life. Take advantage of this program..
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Originally posted. June 24, 2016